Today, we know few people who do not have a loan. People have loans because they have bought a house or a car, in order to renovate their house or simply to cover monthly expenses.
This is not surprising. A survey by the Kosovo Statistics Agency in 2018 showed that over 47% of Kosovo citizens would not be able to afford an unexpected expense of 100 euros.
In this video, K2.0 explains the path that leads citizens of Kosovo to take out loans.